7445 Orchard Ct, Westminster, CO 80030
3 beds · 2 baths · 1,464 sqft
Welcome to 7445 Orchard Court, a beautiful home nestled on a quiet street in the heart of a highly sought-after neighborhood. This well loved property offers a perfect blend of comfort, style, and convenience. This spacious 3 bedroom, 2 bathroom home boasts over 1,400 square feet of thoughtfully designed living space. As you step inside, you’re greeted by an open-concept living area with high ceilings, large windows that flood the space with natural light, and gorgeous hardwood floors. The kitchen is great for cooking at home; plenty of counter space, a sizable pantry, and a gas range. Off the kitchen you will find a great flex space for a dining room or home office. The primary suite is a true retreat, complete with a walk-in closet and an en-suite bathroom. The additional bedrooms are spacious and versatile, perfect for guests, or a home office. Outside, the massive 11,000+ sq foot lot backyard offers a peaceful escape and a ton of potential for improvements. Two mature fruit producing peach trees in the front yard offer great curb appeal and summer time snacks! Storage shed and chicken coop stays with the property. The true oversized two car detached garage boasts enough space for vehicles, outdoor equipment and a large work bench area. Located in a friendly neighborhood, 7445 Orchard Court is part of a vibrant community with access to top-rated schools, parks, and recreation centers. The neighborhood boasts tree-lined streets, well-maintained sidewalks, and proximity to local shopping and dining options. For outdoor enthusiasts, nearby trails and parks provide endless opportunities for hiking, biking, and picnicking. With quick access to major highways and public transportation, commuting to downtown or nearby business hubs is a breeze. Additionally, this home is just minutes from local markets, cafes, and popular weekend farmers' markets, blending suburban tranquility with urban convenience.
Source: RECO #8470558
Interest rate and monthly payment estimated based on public records.
Source: RECO #8470558
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8470558
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