1 of 35
$250,000

7429 Villas Oak Ct, Orlando, FL 32835

2 beds · 2 baths · 832 sqft

Welcome to this beautifully renovated home nestled in one of Orlando's most sought-after neighborhoods. Every detail of this property has been thoughtfully updated to combine modern elegance with everyday comfort. As you step inside, you’re greeted by an open-concept floor plan filled with natural light, showcasing brand-new flooring and fresh, neutral paint throughout. The stunning kitchen is complete with sleek countertops, stainless steel appliances, and custom cabinetry. The living and dining areas flow seamlessly, making it ideal for entertaining family and friends. The generously sized bedrooms offer peaceful retreats, each designed with comfort in mind. The primary suite features a beautifully remodeled ensuite bathroom with contemporary fixtures, and a luxurious walk-in shower. The secondary bedroom is equally inviting. An updated bathroom with modern touches can be shared throughout. Step outside to your private backyard oasis, perfect for hosting gatherings or enjoying quiet evenings. The outdoor space is versatile and ready for your personal touches, whether you envision a garden, play area, or serene retreat. With no HOA, you’ll have the freedom to customize your property to suit your needs. Conveniently located close to top-rated schools, popular shopping and dining destinations, and major highways for easy commutes, this home offers both luxury and practicality. Whether you're looking for a forever home or a move-in-ready property with timeless appeal, this gem has it all. Don’t miss the opportunity to make this stunning house your new home!

Estimated
Seller's interest rate
3.87%
7%
Estimated
Principal & interest
$378/mo.
$494
You may also save up to $28,877 in total interest paid.
Listing price
$250,000
Your cash down payment
$185,057
Seller’s estimated current equity is $185,057
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $378 monthly payment
Financed
$64,942
Assumed mortgage 3.87% • Seller's rate
$64,942
2nd mortgage 9.25% • No prepay penalty
$0
How it works

Interest rate and monthly payment estimated based on public records.

Location
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Details
Home
Size
832 sqft
Lot size
0.15 acres
Year built
1984
Type
Other
HOA dues
$0.00

Source: STELLAR #S5118322

Loan
Remaining term
20 yrs and 10 mos
Rate
3.87%
Monthly P&I
$378
Remaining loan balance
$64,942

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Mar 19, 2025 06:13 pm
Listing agent: Cesar Estrada, PA (321) 209-4782
Contact listing agent
Listing provided courtesy of: EXP REALTY LLC (888) 883-8509
Details provided by STELLAR and may not match the public record.
MLS ID: #S5118322
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
Estimated
Seller's interest rate
3.87%
7%
Estimated
Principal & interest
$378/mo.
$494
You may also save up to $28,877 in total interest paid.
Listing price
$250,000
Your cash down payment
$185,057
Seller’s estimated current equity is $185,057
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $378 monthly payment
Financed
$64,942
Assumed mortgage 3.87% • Seller's rate
$64,942
2nd mortgage 9.25% • No prepay penalty
$0
How it works

Interest rate and monthly payment estimated based on public records.

$378/mo
View details