7424 S Moss Rose, Punta Gorda, FL 33955
3 beds · 2 baths · 1,995 sqft
Get a free consultation call with an expert in the mortgage assumption process.
From the moment you walk through the door, you’ll be completely ENCHANTED with this beautiful, thoughtfully-designed home. The owners have added aesthetic & functional upgrades everywhere. Enter into a large, open living space with luxury vinyl floors throughout. An INCREDIBLE kitchen that any culinary enthusiast would love is the star of this home. The sellers have purchased a brand new electric range. In fact, you can fill all your Bake-Off dreams working at the STUNNING baking station topped with cherry hardwood, storage drawers, cabinets, & display shelving. AMAZING! Another amazing detail of this kitchen: the ceramic tile backsplash behind the stove adds WARMTH & CHARACTER--a focal point of this home. The OVERSIZED island has a custom top made of century-old reclaimed railroad cargo flooring from Indianapolis! It also has ABUNDANT storage & extras like USB ports in the outlets. Above, sturdy pot racks keep your favorite cookware at your fingertips. The recessed ceiling has shiplap paneling enhanced with hidden lighting for a warm glow. Dimmable modern light fixtures illuminate the bar side of the island with seating for four. Large sink w/ commercial pull-down faucet. There’s even extra storage in the toe kick of the cabinets! The SPACIOUS Great Room is ideal for cozy nights watching your favorite shows, or gatherings of any size. Built-in, lighted, glass-front cabinets are perfect for your objet d'art. Fully pocketing glass sliding doors open onto the lanai & pool area, creating an ENORMOUS indoor/outdoor space. To the side of the kitchen is a sweet dining room for brunches, dinners, & myriad celebrations. The primary bedroom is a haven of PEACE with chair rails & wainscoting details. Sliding doors leading out to the lanai fully pocket to create an oasis of indoor/outdoor living. The ensuite bathroom is a masterpiece of spa-like details & design: mosaic tiling in the walk-in shower with bench, dual shower heads, dual sinks & vanities, & wainscoting throughout. Two walk-in closets with modular organizers to suit your needs! Two more bedrooms provide options for family, guests, or office/hobby space. The current bedroom/office features a wall of shiplap paneling, and both rooms have easy-to-maintain luxury vinyl. Built-in closets in each. The guest bath is decorated with shiplap-paneled walls & is a bright, elegant space with more modern farmhouse detailing. Fully tiled shower/bath. Indoor laundry room includes hook-ups for washer & dryer & tons of storage. Outside you’ll feel like you’re at a five-star RESORT. You must see this yard at night – soft lighting in the trees makes you feel like you’re on vacation and the colorful pool light provides infinite moods. Throw open all three sliders & have the house party of your DREAMS. A sparkling pool, lounging & dining space, a bar with pass-through to the kitchen, a smart TV that pivots to watch from anywhere, & space for a beverage fridge to keep your drinks cool on those hot Florida days. Outside the screened enclosure you’ll find a fully fenced yard with manicured landscaping for privacy and a gorgeous wooden pergola over a SPA/HOT TUB (INCLUDED!!) for relaxing under sunny skies or sparkling stars. Located 10 minutes from downtown Punta Gorda’s incredible DINING & SHOPPING & under 20 minutes to at least 10 GOLF COURSES. You’re near all the best of Florida living! Don’t hesitate—book your showing today!
Source: STELLAR #C7503126
Source: STELLAR #C7503126
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.