7413 KEY DEER CT, Fort Myers, FL 33966
Welcome to this exquisite large two-story estate home in the charming community of Casa del Lago, consisting of 197 homes. As you enter, you’ll be greeted by a spacious and bright living and formal dining area with high ceilings and exceptional space to create your own perfect welcome home. The first floor also features an open floor plan with views of the private outdoor oasis including a heated saltwater pool and hottub, a lanai with cooking and sitting area, and plenty of entertainment and lounge area to soak up the sun and entertain guests. The well-appointed kitchen with island sink and bar has stainless steel appliances and large cabinets. The kitchen connects to the family room and breakfast nook, creating an ideal open space for cooking, entertaining, relaxing and enjoying the views. Additionally, the first floor includes a full bath, guest bedroom, and a laundry room. This residence boasts a Master Bedroom Suite ideally located privately on the 2nd floor. The Suite includes a large walk-in master closet, high custom coffered ceiling, a large private balcony, and a master bathroom with separate shower & tub and 2 separate His & Her vanity sinks. On the second floor, you’ll also find two large bedrooms that share a large Jack & Jill full bath with a double sink vanity, a home office/den, and a versatile loft/flex space. Updates: • New roof paid for and on the way! • $15,000 credit at closing for new flooring, interior paint, etc (with full list price offer) • 2021- new A/C system * Custom Salt water Pool and Hot tub added 2020 * NO FLOODING WITH HURRICANE IAN Community and Location Highlights: • Lowest price per square foot in Casa del Lago. • Low HOA fees, no flood insurance required, and no city taxes. • Community amenities include a pool, spa, tennis/pickleball courts, BBQ area, tot lot, workout room, and a pier with a Tiki Hut. • Conveniently located near RSW International Airport, Spring Training facilities, hospitals, schools, fire station, major retail stores, and restaurants. • Miles of walking and biking paths on Six Mile Cypress Parkway. • Walking distance to Six Mile Cypress Preserve, a beautiful destination to experience old Florida nature. This home offers the perfect blend of size, comfort, convenience, and natural beauty. Don’t miss out on this exceptional property in Casa del Lago!
You may be able to put down less than the total down payment amount of $345,536 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #224042144
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.