741 Antone St NW, Atlanta, GA 30318
1 beds · 1 baths · 791 sqft
This captivating contemporary home is a true gem in Atlanta's sought-after Berkeley Park neighborhood in West Midtown. As you step inside off the front porch, you'll immediately notice the meticulous attention to detail that has gone into every inch of this home. The spacious living area welcomes you with abundant natural light, highlighting the gleaming floors. The heart of the home lies in the beautifully renovated social kitchen, with granite countertops, gas range, stainless appliances and plenty of storage space. The primary suite is a serene retreat in the rear of the home, generously sized, large enough for a king sized bed and walk in closet. The ensuite bath has a tub/shower combo as well as easy access to the laundry. Discover a versatile flex space in the large closet- perfect for use as a home office that you can close off. Step outside to the private backyard oasis, where you can relax and unwind (complete with storage shed too!). Great features like tankless water heater and tin roof. You’ll enjoy easy access to parks (Waterworks, Underwood Hills), shopping, dining (Ginya Izakaya, Tuza, La Parilla, Starbucks), and entertainment options like Monday Night Brewing. Plus, with convenient proximity to major highways, commuting is a breeze. AND, short walk over to where Northwest Trail of the Beltline (Segment 3) is planned!
Source: FMLS #7523560
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7523560
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.