74 Macland Mill Ln, Dallas, GA 30157
4 beds · 3 baths · 2,600 sqft
Welcome to modern comfort and timeless charm! With 2,600 square feet of thoughtfully designed living space, this stunning home offers 4 bedrooms, 3 full baths, and all the features you’ve been dreaming of. Step inside to an open floor plan that flows effortlessly, featuring a spacious kitchen with a charming breakfast area, perfect for casual dining. Relax in the inviting living room with a gas fireplace, ideal for cozy evenings. The primary suite is your private oasis, complete with his-and-hers walk-in closets and an en suite bath that feels like a spa retreat. With three additional bedrooms, there’s plenty of room for family, guests, or even a home office. On a generous lot, this home provides plenty of outdoor space for entertaining, or simply enjoying the fresh air. And the location couldn’t be better! Conveniently nestled near shopping centers, delicious restaurants, Dallas Hwy, and Macland Rd, you’ll enjoy both tranquility at home and quick connectivity to everything you need. This home truly has it all—schedule your private showing today and make it yours!
Source: FMLS #7540946
Source: FMLS #7540946
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.