7396 Vista Park Blvd, Orlando, FL 32829
4 beds · 4 baths · 3,313 sqft
BELLS AND WHISTLES GALORE in this model perfect home with an open floor plan made easy for a family that loves to entertain. An over abundance of upgrades in this exquisite 5 bedroom, 4 bathroom plus a large bonus with a 3 car garage. Designer touches and quality finishes throughout this spacious estate offering 3,313 square feet and copious storage. A corner lot and an oversized paver driveway and walkways with pretty landscaping welcome you to your new chapter of serenity. From the moment you enter the front porch and double doors you feel right at home. As you enter the foyer you will notice the soaring ceilings as well as high-end finishes and custom details that you deserve. The gourmet kitchen is the heart of the home and delivers function and good looks with granite countertops, stainless steel appliances, impressive 42" cabinetry and a sparkling backsplash, a wine rack, plenty of pantry space and a nicely sized kitchen nook. The large family room opens to the kitchen and is light and bright due to the windows overlooking the nicely sized fenced in yard. The gorgeous master suite has a decorative tray ceiling, plenty of bright windows and radiates a feeling of relaxation. The master bathroom offers dual vanities, a spacious master shower with a luxurious soaking tub and two customized walk-in closets. The additional bonus room is located on the second floor and is generously sized with its own private bathroom. The backyard boasts a truly spectacular covered porch. Come and enjoy all the luxuries this dream home has. Features include; a paver driveway, plantation shutters, upgraded ceramic tile, volume ceilings, epoxy coated flooring in the garage, tray ceilings, an upgraded Ecobbee air conditioning system and custom curtains and drapes. You will fall in love with this home and the amazing neighborhood located centrally and in the gated community of Vista Lakes. The community offers awesome amenities such as; walking trails, a resort style pool with a separate kiddy pool and an excellent fitness center. There are also plenty of opportunities for sports fans with tennis courts and fields for baseball and soccer. A simply stunning home built with all of the luxuries of life!
Source: STELLAR #o6242859
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6242859
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6242859
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.