739 Madison Park Dr, Grayson, GA 30017
4 beds · 3 baths · 3,074 sqft
Welcome to your dream home! This stunning 4 bedroom, 2.5 bath brick home is situated on the largest and most private corner lot in the subdivision, offering an expansive yard filled with endless possibilities for outdoor activities and gardening, including existing peach trees. As you step inside, the open foyer with dark, rich hardwoods welcomes you, leading to a cozy sitting room and an entryway to the gorgeous open-concept kitchen and family room. The kitchen is a chef’s delight, featuring stainless steel appliances, granite countertops, a large walk-in pantry, and a Bosch dishwasher. The community offers fantastic amenities, including a playground, firepit, and pavilion. Located close to downtown Grayson, you'll enjoy charming eateries, parks, and shopping, all within the sought-after Grayson school district. Plus, there are no rental restrictions, adding to the flexibility and appeal of this beautiful home. Don’t miss out on this perfect blend of comfort, style, and convenience. Schedule a showing today and make this incredible home yours! Exceptional Features: - Largest Yard in Subdivision: Perfect for outdoor activities and gardening. - Bosch Dishwasher: Top-quality for all your kitchen needs. - 5G Video and Audio Security System: Equipped with LED lighting for enhanced safety. - Private Backyard Gate: Provides direct access to the mailbox and park. - Double-Wide Fence: Big enough for a dump truck, offering both privacy and practicality. - AT&T Fiber Internet: High-speed internet for all your connectivity needs. - Custom Wood Closet in Master Bedroom: Elegant and functional storage. - His and Hers Closets in Master Bedroom: Ample space for both partners. - Arch Windows and Coffered/Vaulted Ceilings: Add architectural beauty and elegance. - Rear Patio: Perfect for entertaining guests or enjoying peaceful outdoor moments.
Source: FMLS #7428707
Source: FMLS #7428707
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7428707
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.