738 N Sans Souci Ave, Deland, FL 32720
3 beds · 2 baths · 1,802 sqft sqft
Welcome home! This beautifully maintained three-bedroom, two-full-bath home is located just moments away from Stetson University and historic downtown Deland. Take a dive into this thoughtfully designed residence you will find beautiful oak wood floors throughout, along with spacious living areas that are full of natural light and cedar lined closets in all the rooms. A sizable and well-loved kitchen that has ample cabinetry and pantry space awaits. Just off the kitchen you'll walk into the spacious sunken living room with a beautiful fireplace that is a perfect setup for entertaining. An inside laundry room leads out to a nice-sized storage room that could also be used as your very own secluded office space. Step back in time with a cute little mud room that has an additional exit that leads out to the side yard. This concrete block, brick-stamped home features an oversized two-car garage with functionality and space for all your storage needs. With over a ½ acre lot, there are endless opportunities for all your outdoor activities or needs to expand. A separate well provides all the irrigation needed to have your very own garden and fruit trees. Entertaining family and friends is easy when you have your own private (and screened) nine-foot-deep pool. Adjacent to the main residence is a spacious 20-by-30-foot workshop that has its own driveway entrance. This property's prime location puts you at walking/biking distance to Stetson University and within close proximity to downtown Deland for all your shopping and dining needs, and just a few blocks to Advent Health Hospital. All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
Source: STELLAR #o6242034
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6242034
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6242034
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.