737 Estate Dr, Belton, TX 76513
3 beds · 3 baths · 2,133 sqft
LOCATION!LOCATION!LOCATION. Once you enter this gorgeous 3 bedroom home you will want to call it your own! Large entry leads to formal living room with wood beams enhancing the ceiling, fireplace with cast iron insert, lots of windows show off the oversized backyard with huge covered entertainment patio to include lights for all of your parties. Enjoy the family room with built in bookcases, stone fireplace from floor to ceiling and vinyl plank flooring. Cooking will be at the top you your list in this gourmet eat-in kitchen with built-in modern hutch, granite counters, stainless steel under mount farm sink, tile back splash, island, smooth top range, lots of cabinets and a half bath for guest. Other amenities include formal dining, recently remodeled guest bath with granite counters and tall vanity with under mount sinks, primary bedroom offers 2 closets and door to back patio. Secondary bedrooms are well planned with great closets and storage. Other amenities include crown molding, sprinkler & security system, oversized garage with work bench, established beautiful trees, over 1/2 acre, storage shed plus large cover patio. Enjoy the peace in quiet when you return home from work and watch the wildlife stroll through the neighborhood. Walk to Heritage Park. Belton's largest park featuring a sports complex with baseball & soccer fields, Hike/bike trails, fishing deck, disk golf course, pavilions, BBQ grills and LOTS of open space! Call today. This one won't last. BELTON SCHOOLS!
Source: ACTRIS #8644352
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #8644352
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8644352
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.