735 Aspenglow Ln, Colorado Springs, CO 80916
7 beds · 3 baths · 3,300 sqft
Welcome home to your meticulously maintained, one-owner home that offers an exceptional blend of style, comfort, and functionality. This charming residence features 7 spacious bedrooms, 3 bathrooms, and an open-concept living area that is perfect for both everyday living and entertaining. The heart of the home is the beautifully designed kitchen, complete with appliances, ample cabinetry, and a large eat-in peninsula ideal for meal prep and casual dining. The adjacent dining area is bright and inviting, making it the perfect space for family meals or hosting guests. The primary suite is a private retreat, offering generous space, a walk-in closet, and an en-suite bathroom with dual vanities and an oversized soaking tub/shower for a spa-like experience. The remaining bedrooms provide versatility for a growing family, a home office, or guest accommodations. A standout feature of this home is the huge basement family room, which offers an expansive area for relaxation, recreation, or entertainment. Whether you envision a home theater, game room, or additional living space, this versatile room provides endless possibilities to suit your needs. Large windows fill the space with natural light, making it the perfect spot to unwind or host gatherings. This home has only had one owner, and it shows in the attention to detail and care given throughout the years. The property is in excellent condition, with every feature well-maintained and thoughtfully designed. Outside, you’ll find a beautifully landscaped yard, creating a wonderful space for outdoor living, gardening, or simply relaxing in your private sanctuary. With its combination of modern design, spacious living areas, and a huge basement family room, this one offers both space and practicality. Don’t miss the opportunity to make this one-owner gem your new home.
Source: PPMLS #6794419
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #6794419
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
