734 W Calle Canto Sereno, Sahuarita, AZ 85629
3 beds · 3 baths · 1,650 sqft
Nestled in the award-winning community of Rancho Sahuarita, this charming home offers the perfect blend of comfort, peace, and enjoyment. Just steps away from the neighborhood park with a pool, hot tub, basketball courts, playgrounds, and lush green spaces, you'll find everything you need right in your own neighborhood! At the heart of the community is a breathtaking lake, providing serene views and plenty of walking paths and seating spaces. All while being next to your state of the art fitness center, tennis courts, and waterpark! With so many amenities and community activities, you will soon see why living in Sahuarita gives you more for your money! Custom brick steps guide you home, while the foyer provides both privacy and a sense of arrival, creating a thoughtful space to greet guests while keeping your living areas tucked away. The soft, soothing color palette creates a serene vibe throughout, while the open-concept design seamlessly connects the family room and kitchen, making it ideal for both relaxing evenings and lively gatherings. The kitchen is a bright and inviting space, featuring white cabinetry, upgraded granite countertops, and a unique river rock backsplash that adds character and individuality. Just off the kitchen, the dining area offers peaceful views of the backyard, where mature landscaping, expansive brick pavers, multiple seating areas, and a fully covered patio create the perfect setting to unwind and enjoy Arizona's stunning evenings. Upstairs, durable bamboo flooring leads to a versatile open loft, a convenient laundry room, and three bedrooms. With an incredibly low-cost solar panel lease and energy-efficient solar screens on all windows, this home provides exceptional value and keeps cooling costs to a minimum. Enjoy year-round comfort without worrying about high utility bills, this is a home designed for peace of mind. If you're looking for a place where every detail enhances your quality of life, this home offers it all: comfort, beauty, and value in one of Southern Arizona's most sought-after communities. Come experience the lifestyle Rancho Sahuarita is known for...you'll never want to leave.
Source: SOUTHAR #22500697
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: SOUTHAR #22500697
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.