7329 Heather St, New Port Richey, FL 34653
4 beds · 2 baths · 1,408 sqft sqft
Welcome to 7329 Heather Street, a charming 4-bedroom, 2-bathroom single stall garage home nestled in the heart of New Port Richey. This inviting residence offers the perfect blend of comfort and convenience, making it an ideal choice for any buyer. As you enter the home, you’re greeted by a spacious and light-filled living room that creates a warm and welcoming atmosphere. The neutral color scheme is sure to catch your eye as well as the board and batten accent wall. The open layout flows seamlessly into the kitchen, which features ample cabinet space, stainless steel appliances, granite countertops and a spacious pantry. Whether you’re preparing a meal or enjoying a cup of coffee, this space is perfect for everyday living. The master bedroom provides a peaceful retreat with a large walk in closet. The additional bedrooms have plenty of space for relaxation, and generous closet storage in each room. Both of the bathrooms have been beautifully updated, with modern tilework, vanities and granite countertops. Outside, the private backyard is a wonderful space to enjoy Florida’s year-round sunshine. It’s ideal for outdoor gatherings, gardening, or simply unwinding after a busy day. The home does not have rear neighbors and there is a shed that provides ample storage space. The landscaping has been tastefully done and features a mature cactus! Hurricane shutters are included, property did not have any flooding or damage from the past hurricanes. Located just minutes from downtown New Port Richey, this home offers easy access to a variety of shops, restaurants, and local attractions. Plus, with Gulf Coast beaches just a short drive away, you can enjoy the best of coastal living. 7329 Heather Street is move-in ready and waiting for you to make it your own. Don’t miss the opportunity to own this delightful home in a highly desirable location! Great Western Home loans is offering a credit to any qualified buyer that finances the purchase of this property with them.
Source: STELLAR #tb8318129
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8318129
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8318129
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.