7326 Blue Beech Dr, Riverview, FL 33578
3 beds · 2 baths · 2,029 sqft
Welcome home to this beautiful property tucked away in a quiet cul-de-sac in the desirable Oak Creek Subdivision of Summerwood. This move-in-ready home offers 3 bedrooms, 2 bathrooms, a flexible den, and a spacious single-story layout of 2,029 square feet. The open floor plan is thoughtfully designed with high ceilings, updated lighting, ceiling fans, and an eye-catching rotunda featuring a tray ceiling. The kitchen is both stylish and practical, boasting 42-inch staggered cabinets with crown molding, a tile backsplash, granite countertops, and a cozy breakfast nook for casual meals. The primary suite is a true retreat, complete with dual vanities, a garden tub, and a glass-enclosed shower for a spa-like experience. A wall of 3-panel sliding glass doors fills the living area with natural light and opens to a large screened-in lanai, perfect for entertaining or unwinding. The community offers an exceptional array of amenities, including a clubhouse, a heated swimming pool with a water slide, a playground, and a gym, providing endless opportunities for outdoor recreation and leisure activities. Additional highlights include an epoxy-finished two-car garage, hurricane shutters, and an included washer and dryer, making this home truly ready for its next owner. Conveniently located, this property offers an easy commute to MacDill AFB, Tampa International Airport, downtown Tampa, and major roadways like the Selmon Expressway, I-75, and I-4. Whether you're a first-time buyer or searching for your forever home, this gem is ready to impress. Schedule your showing today and make it yours!
Source: STELLAR #TB8361413
Financials
Source: STELLAR #TB8361413
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.