732 Darlington Trl, Fort Worth, TX 76131
4 beds · 2 baths · 2,215 sqft
MUTIPLE OFFERS - highest and best by Wednesday April 9th at NOON, Beautiful home with ALL NEW interior paint (ceilings,walls,trim,doors...yes, everything!) Other new items are BRAND NEW WATER HEATER with drip pan, NEW microwave, NEW Primary Shower! This home is truly move in ready! 3 secondary bedrooms down one hallway and are separated and split from primary and grouped with secondary full bath. Primary en suite is oversized and your own private oasis. Office is at front of the home and enclosed behind French Doors. Formal dining room is separated and can be used as a multi functional space. Kitchen is open to living room and offers the ideal space to prep and cook with an abundance of counter and cabinetry space. Eat in dining flows to living room with a corner stone fireplace which then gives exit to the fenced backyard with an extended pour patio. Garage has epoxy flooring. Washer, Dryer, Fridge remain with acceptable offer. Mere steps from the community pond, this home provides privacy behind mature trees and is the perfect canvas for any garden lover. Creekwood is infamous for Holiday time decor and local community events and even has a community pool and a pond with walking paths. This home is located in the highly rated Eagle Mountain Saginw ISD. Come see this beauty before she's gone!
Source: NTREIS #20886803
Source: NTREIS #20886803
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.