7312 Baja Ct, Tampa, FL 33634
2 beds · 2 baths · 1,056 sqft sqft
Discover this beautifully updated 2-bedroom, 1.5-bath townhouse, located in the heart of Tampa’s sought-after Town and Country suburb. Remodeled in 2019, this home impresses with elegant granite countertops, stainless steel appliances, a new water heater, and large ceramic tile floors on the main level. Enjoy the ambiance of modern lighting and ceiling fans throughout. Make your way up your Custom Wood Stairs to find two spacious bedrooms with sleek LVP wood flooring and an upgraded full bath featuring a luxurious, remodeled shower and updated vanity. The ground floor includes convenient in-unit laundry, plenty of closet space, and a designated covered parking spot. Outdoor living is a highlight, with two private, covered patios showcasing beautiful mosaic tilework—a perfect spot to unwind. Recently updated with a new roof (2022), gutters, and fresh paint in the home (2024), this property provides peace of mind and curb appeal. Community amenities abound with access to multiple sparkling pools, a clubhouse for gatherings, and HOA-managed exterior maintenance, including roof and grounds care, for worry-free living. Perfectly located just 10 minutes from Tampa International Airport, Publix, and Costco, and a short drive to Downtown Tampa, Downtown St. Pete, and only 45 minutes to the world-renowned Clearwater Beach! This turn-key townhouse offers the best of both worlds: a quiet, amenity-rich community with quick access to all Tampa Bay has to offer. Schedule your private tour today!
Source: STELLAR #tb8301399
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8301399
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8301399
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.