7308 Animas Ave, Frederick, CO 80530
4 beds · 3 baths · 2,299 sqft sqft
***Seller is offering Significant Concessions which could Drastically Reduce your Interest Rate and Monthly Payment!! - In Line with builder incentive programs.*** Call Listing agent to discuss specific details! Better than New! Why Come out of Pocket for Fencing, Landscaping and Window Coverings for New Construction? This Wonderfully Spacious 4 Bedroom 3 Bath Home has a Dedicated Office Space, Loft Area and Mountain Views. The Design Provides Both Comfort And Functionality. You'll Love the Grand Entry into the Open Main Level with Plenty of Space for Separate Living and Dining Areas. The Kitchen is Beautiful and Boasts Stainless Whirlpool Appliances Including a Gas Range, Granite Countertops, Large Pantry and a Perfectly Sized Island w/Nook. Upstairs the Four Bedrooms are in Each Corner for Nice Privacy, Leaving a Cozy Loft Area That is Perfect for a Sitting Room, 2nd Office or Playroom. And the Laundry Room is Conveniently Nearby. The Primary Suite is Everything You've Been Looking For...Dual Sink Vanity, Soaker Tub, Separate Shower, Huge Walk In Closet, Plus it's Own Linen Closet and Flooring / Granite That Match the Main Level. All the Secondary bedrooms have plenty of Space and the Full Secondary Bath Also has a Double Sink Vanity and Matching Granite / Floors With a Separate Room for Bathing/Showering. Out Back, You Will Find a Large Extended Patio, Fantastic Landscaping and a Fire Pit Area (Gazebo and Patio Furniture included). The Lot Backs to a Quiet Little Park and has Open Space to the North. Many Smart Features including Ring system for Doorbell, Window Security System, Garage Door, Lights and Locks. The Garage is Extra Deep to Fit a Full Size Truck and is EV Charger ready. Lots of Storage Throughout. Roof is Only 15 Months Old. This is the Home You've been Waiting For! Call Your Agent Today to Set up a Viewing!
Source: RECO #3048044
Interest rate and monthly payment estimated based on public records.
Source: RECO #3048044
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3048044
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