7303 Knoll Dr, New Port Richey, FL 34653
3 beds · 2 baths · 1,753 sqft
*** Price improvement!!! Welcome to a remarkable opportunity for homeownership that combines modern living with comfort and style. Nestled in a desirable neighborhood, this 3-bedroom, 2-bathroom home is a must-see, boasting over 1,700 square feet of meticulously updated living space. As you step inside, you are greeted by a spacious layout that emphasizes both functionality and elegance. The fully updated kitchen is a chef's dream, featuring sleek countertops, premium stainless steel appliances, and an open-concept design that seamlessly connects to the living and dining areas. Perfect for entertaining or enjoying family gatherings, this space invites warmth and connection. Both bathrooms have undergone significant renovations, showcasing contemporary fixtures, elegant tile work, and ample storage. These spa-like retreats provide a tranquil escape at the end of the day, ensuring comfort for everyone in the household. The three bedrooms are generously sized, offering flexibility for families, guests, or even a home office. Each room is filled with natural light, creating a welcoming ambiance that is both refreshing and soothing. With plenty of closet space, organization is made easy. The exterior of this enchanting property is just as impressive as the interior. The well-maintained yard provides outdoor space for relaxation, gardening, or play. Imagine summer barbecues with friends in this inviting setting, complete with a patio area perfect for alfresco dining. Located in a thriving community, this home offers convenient access to local amenities, schools, parks, and shopping centers. Whether it’s a stroll through the neighborhood, a visit to nearby parks, or a quick commute to work, residents will appreciate the balance of tranquility and accessibility. This property is ideal for the general public seeking a move-in-ready home that encompasses both style and practicality. With its modern updates and spacious layout, it is suitable for families, professionals, and anyone in search of a comfortable living environment. With a newer roof and a new AC unit with new AC ducts throughout, you wont have any issues with Florida weather! Don’t miss out on this exceptional opportunity to make this beautifully updated house your new home.
Source: STELLAR #w7869625
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869625
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7869625
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.