730 Sinai Cir, Hillsborough, NC 27278
4 beds · 3 baths · 3,361 sqft sqft
Amazing country home that shows and feels brand new! Over 8 acres and 3,648sf! This home is truly a must see property! From the moment you pull down the drive, all of your city cares are erased as you travel through the trees to your magnificent home! Just imagine what you can do with this much property. The home has all of this but still surrounded by nicely maintained homes within a community. The home itself features a big open floorplan with a kitchen for a chef. Amazing, huge island, upgraded appliances and open floor plan. Storage galore in this home with large closets throughout. Master suite features and upgraded en suite bath with beautiful shower, double sinks and beautiful vanity. Upstairs is huge with like new carpet, bring your imagination for this space! Could be a media room, library, additional bedroom, in law. Bath is currently a half bath but plumbed for a shower if you desire. Additional unfinished room upstairs off of the bonus space with everything in place to be finished (insulation and electric completed). Garage is also fully insulted with a mini-split unit. Crawl space has a walk out door, easy access for additional storage! Builder left room for a veneer finish around the foundation if you chose to have one. So much to see here!!! This is a must see home and will not be on the market long, make your appointment today to view this one! Our loss is your gain in this market! Don't miss this opportunity and schedule your showing today!
Source: TRIANGLEMLS #10047303
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10047303
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10047303