73 Seneca Dr, Flagstaff, AZ 86005
3 beds · 2 baths · sqft sqft
Nestled in the desirable Pine Del neighborhood, this fully remodeled 3-bed, 2-bath home offers a perfect mix of modern updates and outdoor tranquility. Inside, enjoy an open-concept design with a cozy brick fireplace, wood-burning stove, and custom bookshelf. The sleek kitchen and spacious living area flow to the backyard, ideal for entertaining or relaxing. With a greenhouse, two sheds, and a woodshed, there's plenty of space for hobbies and storage. The whole-house water filtration system ensures cleaner water and healthier plants and pets. Just minutes to hiking, biking, and Flagstaff Airport, and only 24 miles to Sedona. No HOA. Schedule your showing today—this gem won't last long! Charming, Fully Remodeled 3-Bedroom Home in the Private Pine Del Neighborhood Nestled in the highly sought-after Pine Del neighborhood, this beautifully remodeled 3-bedroom, 2-bathroom home offers an ideal blend of modern comfort and outdoor serenity. With a spacious open-concept layout, the home is designed to maximize natural light and create a warm, inviting atmosphere. Upon entering, you'll be greeted by a large brick fireplace with a cozy wood-burning stove, perfect for chilly Flagstaff nights. The custom-built bookshelf adds a personal touch, providing the perfect spot for a home library or displaying your favorite collections. The heart of the home features a sleek, updated kitchen and a generous living area that flows effortlessly to the outdoor spaces. The sizable backyard is an entertainer's dream, offering plenty of room for relaxation or gardening. Enjoy the Arizona sunshine from the covered patio, tend to your plants in the greenhouse, or store tools and equipment in one of two sheds or the woodshed. A whole-house water filtration system ensures the highest quality of water for your family, pets, and plants, addressing hard water concerns and optimizing your home's health. This home is perfectly positioned for those who enjoy outdoor adventures, with hiking trails, Tuthill Bike Park, and the Flagstaff Airport just minutes away. For weekend getaways, you'll be only 24 miles to the stunning Oak Creek Canyon and Sedona, and 20 miles to the slopes of Snowbowl. Downtown Flagstaff is just a short drive, offering a wealth of dining, shopping, and entertainment options. Located in a quiet, no-HOA neighborhood, this home offers flexibility and privacy, ideal for anyone looking to homestead, grow their family, or live a peaceful life with pets. Whether you're drawn to the beauty of the surrounding nature or the comfort of a well-appointed home, this is a must-see property that will not last long! Key Features: Completely remodeled 3-bedroom, 2-bathroom home Spacious backyard with greenhouse, woodshed, and 2 additional sheds Whole-house water filtration system for cleaner water and healthier plants, pets, and appliances Large brick fireplace with wood-burning stove Custom bookshelf for a home library Open-concept layout, ideal for entertaining Minutes from local hiking trails, Tuthill Bike Park, and Flagstaff Airport Just 24 miles to Sedona and 20 miles to Snowbowl No HOAperfect for homesteading, growing your family, or pet lovers This stunning home won't stay on the market for long! With its perfect blend of modern updates, outdoor space, and unbeatable location, it offers everything you're looking for and more. Don't miss your chance to make it yoursschedule a private showing today and discover all that this beautiful property has to offer before it's gone!
Source: ARMLS #6785279
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6785279
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6785279
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