72938 Manana Dr, Twentynine Palms, CA 92277
3 beds · 2 baths · 1,092 sqft
Welcome to this beautiful 3-bedroom, 2-bath home, nestled on just under half an acre in the desirable Chocolate Drop area of 29 Palms. Featuring a brand-new roof, new windows, and a French drain system, this home is move-in ready with thoughtful upgrades inside and out. Step inside to encounter a well-appointed kitchen that boasts sleek black stone countertops, a full tile backsplash, and plenty of cupboard space for all your storage needs. The open-concept dining area seamlessly connects the kitchen and living room, creating a welcoming space for gatherings. The spacious living room is filled with natural light, complete with sliding glass doors that lead to the large backyard and inviting patio—perfect for entertaining or enjoying peaceful desert evenings. The primary bedroom enjoys it's own sliding glass door access to the outside, while the attached bathroom is well-equipped with everything you need. The second and third bedrooms are nicely sized and well lit, while the guest bath features a tiled tub/shower combo. With ample outdoor space and fencing surrounding it all, there is plenty of room to turn the backyard into your private outdoor oasis. You'll be pleased to note the home has an attached 1 car garage as well. Conveniently located near Joshua Tree National Park, local dining, and the Marine Corps base, this home is a fantastic opportunity for first-time buyers, investors, or anyone looking to embrace the high desert lifestyle. Don’t miss out—schedule a showing to see this beauty for yourself!
Source: CRMLS #JT25044258
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #JT25044258
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.