729 Boone Valley Dr, Round Rock, TX 78664
4 beds · 2 baths · 2,275 sqft
Get a free consultation call with an expert in the mortgage assumption process.
New roof coming soon! Discover the exceptional home at 729 Boone Valley Dr, Round Rock, TX 78664, nestled in a welcoming community and move-in ready with new flooring and paint. This single-story gem offers 4 bedrooms, 2 bathrooms, plus an office with French doors—ideal for work-from-home flexibility. Step inside to a spacious living area featuring a cozy fireplace and vaulted ceilings, creating an inviting atmosphere for relaxation. The stylish kitchen is a chef’s delight, boasting shaker cabinets, elegant stone countertops, a striking backsplash, and a peninsula for extra prep space and casual dining. An additional built-in office nook off the kitchen adds extra convenience. The primary suite is a true retreat, complete with a spa-like ensuite bathroom featuring a double vanity and walk-in shower. A dedicated laundry room and walk-in closet enhance everyday functionality. Outside, enjoy a private backyard backing to green space with no neighbors behind—perfect for quiet evenings. The covered patio offers a great spot for outdoor gatherings. The home also includes a two-car garage and a brand-new roof coming soon! Built in 2010, this home blends modern convenience with comfortable living in a fantastic location. Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Source: ACTRIS #1448122
Source: ACTRIS #1448122
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.