728 Waterbridge Dr, Winter Haven, FL 33880
3 beds · 3 baths · 1,320 sqft
Welcome to your dream home! Nestled in a serene cul-de-sac, this charming 3-bedroom, 2.5-bath home offers a perfect blend of comfort and convenience, with 1,320 square feet of beautifully designed living space. Imagine relaxing by your private, above-ground pool, surrounded by lush greenery and no rear neighbors for ultimate privacy. The screened-in lanai provides an inviting space for outdoor dining or simply unwinding after a busy day in the hot tub. Inside, the cozy living room with a fireplace is the perfect spot to gather around with loved ones. The home’s new roof, installed Jan 2022, offers peace of mind for years to come. With low HOA fees, no CDD, and being located just steps away from a nearby park, this home truly has it all. Whether you’re entertaining or enjoying quiet evenings, this home is ready for you to move in and make it your own. Don't miss out on this wonderful opportunity to live in a vibrant community just a short drive to Legoland, and quick freeway access from FL-540 close to shops and restaurants. Contact us today to schedule your showing!
Source: STELLAR #P4932527
Source: STELLAR #P4932527
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.