727 Hemphill Rd, Griffin, GA 30224
4 beds · 2 baths · 2,140 sqft sqft
PIKE COUNTY! NEW ROOF! HOME WARRANTY! PRIVACY! LOCATION! LOCATION! LOCATION! Nestled in sought after North Pike County, this stunning 3-acre estate offers the perfect blend of convenience and seclusion. Highlighted by a long, winding driveway leading you to your own private haven. Step inside where you're greeted by an inviting foyer that sets the tone for the open-concept living and dining rooms with soaring ceilings and solid surface flooring, ideal for entertaining guests. A cozy fireplace with gas logs adds warmth and ambiance, while the adjoining breakfast area and stylish kitchen promise delightful gatherings. The kitchen is a chef's delight, featuring solid wood cabinets, granite countertops, a tile backsplash, a gas stove top, dishwasher, built-in microwave, and a wall oven. The home's well-thought-out split bedroom plan ensures privacy and comfort for everyone. The main level owner's suite features a double trayed ceiling, solid surface flooring, an adjoining office, and an updated bathroom complete with a jetted tub, separate shower, and dual vanities with custom vessel sinks. Two additional bedrooms and a full shared bathroom are also located on the main level plus there's a spacious upstairs bedroom with a half bath, offering plenty of room and versatility for everyone. Moving outside to your private outdoor sanctuary, the property is an entertainer's paradise! You can relax on the large screened porch with tongue and groove ceilings or custom open deck, take a refreshing dip in the pool, or gather around the firepit for cool, fall evenings under the stars. With its prime location near dining, shopping, and all the amenities you need, this exceptional property offers the perfect combination of comfort, style, and accessibility. Don't miss this opportunity to make this your dream home! Home warranty provided for peace of mind, buyers choice of warranty company up to $750. (NEW PHOTOS COMING SOON!)
Source: GAMLS #10366701
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10366701
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10366701
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.