725 Kildrummy Dr, Davenport, FL 33896
3 beds · 2 baths · 1,708 sqft sqft
Welcome to your dream Florida home! Nestled in the sort after gated community of The Sanctuary at West Haven, this charming residence offers exceptional curb appeal and a beautifully landscaped exterior. Step inside to discover an oasis featuring 3 bedrooms and 2 baths. The interior boasts high ceilings, an open floor plan combining the kitchen and family room, and elegant vaulted ceilings. Enjoy the comfort of carpet and ceramic tile floors throughout. The spacious kitchen features sleek, solid countertops and storage cabinets, designed for functionality and style. Retreat to the master bedroom, which features spacious accommodations, direct sliding door access to the screened-in private pool area, a walk-in closet, and an ensuite bath complete with dual vanity sinks, with tub and a separate shower stall. This home comes unfurnished, allowing you to personalize each space to suit your style. Conveniently located, this home offers easy access to highways, major attractions, shopping centers, and restaurants, making it an ideal choice whether for short-term rentals, long-term stays, or as a primary residence. Its zoning flexibility also makes it a fantastic investment opportunity. The roof is just 1 year old, ensuring years of worry-free living. Additionally, there is a new pool pump installed for added convenience and efficiency. Don't miss out on this rare find that combines comfort, convenience, and potential for rental income or personal enjoyment. Schedule your showing today and envision your future in this exceptional Florida retreat in the desirable community of West Haven!
Source: STELLAR #o6219171
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6219171
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6219171
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.