724 Wyndcrest Dr, Temple, TX 76502
3 beds · 2 baths · sqft sqft
Step into the serene ambiance of Wyndham Hill Subdivision, where this charming 3-bedroom, 2-bathroom residence awaits. Upon entering, you're greeted by a welcoming foyer that leads to two bedrooms sharing a convenient second bathroom. Continuing through, you'll find a well-appointed laundry room before stepping into the heart of the home: an expansive open-concept living, dining, and kitchen area. The living space exudes warmth and comfort, seamlessly integrating with the adjacent dining and kitchen areas, creating a perfect hub for relaxation and entertainment. The kitchen is a chef's delight, featuring a central island with an inviting eat-in option, ideal for casual dining or social gatherings. Tucked away for privacy, the primary bedroom offers a tranquil retreat at the rear of the house, just off the kitchen area. The en-suite primary bathroom includes a relaxing garden tub, a separate stand-up shower, and dual vanities, ensuring a spa-like experience right at home. Stepping outside, you'll discover a partially covered patio that has been thoughtfully expanded, providing ample space for outdoor enjoyment and hosting gatherings with family and friends. Plus, the neighborhood amenities include a community pool and park, adding to the appeal of this inviting community. Conveniently located near the VA, Scott and White, HEB, downtown Belton, and Temple, residents enjoy easy access to a variety of dining options, shopping centers, and recreational activities. Experience the perfect blend of comfort, convenience, and community living in this lovely Wyndham Hill home.
Source: CENTRALTEXAS #543461
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #543461
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #543461
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.