724 Darlington Trl, Fort Worth, TX 76131
3 beds · 3 baths · 1,860 sqft
Welcome to this charming 1,860 sq. ft. home located in the highly sought-after Creekwood addition! Built in 2005, this 3-bedroom, 2-bathroom home offers a perfect blend of comfort and convenience. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making it ideal for entertaining. Enjoy cozy evenings by the fireplace in the spacious living room. At the front of the home, there is an optional office space that can be used as a home office, playroom, or flex space to suit your needs. The guest hallway provides easy access to a full bathroom, ensuring privacy for family and visitors. The primary suite features ample space and an ensuite bathroom for relaxation. The property includes a two-car garage and is situated in a vibrant, family-friendly neighborhood. Creekwood offers an array of amenities, including two stocked fishing ponds, green belts, basketball courts, a community swimming pool, and a playground. This home is located less than a block from one of the large stocked fishing ponds, which features a sidewalk around it that is approximately a half-mile for one lap—perfect for a morning walk or an evening stroll. The HOA hosts monthly family-inclusive events such as fishing tournaments, turkey trots, Santa in the Circle, Easter egg hunts, and pet parades. Additionally, the neighborhood provides direct access via two walking paths to the Northwest Community Center just north of the subdivision, offering even more recreational opportunities. Located in the esteemed Eagle Mountain-Saginaw ISD, this home is a perfect fit for families looking to enjoy a thriving community atmosphere. Don’t miss your chance to make this beautiful home your own!
Source: NTREIS #20880827
Financials
Source: NTREIS #20880827
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.