7237 BRINKLEY ST, Navarre, FL 32566
Nestled in the prestigious Hidden Creek community within Holley by the Sea, this exceptional 4-bedroom, 3-full bath home offers 2,877 square feet of luxurious living space on an expansive near half-acre lot with underground utilities. Enjoy peace of mind (and lower insurance costs!) with a brand new roof, giving you peace of mind for years to come. Step inside to discover real bamboo flooring, adding an elegant touch to your home. The HVAC system was replaced less than two years ago with a Trane 5 ton system, helping to ensure optimal comfort year-round. The gourmet kitchen features granite countertops and stainless steel appliances, along with a large island with lots of storage, perfect for any culinary enthusiast. The spacious master bedroom flows into an ensuite master bathroom with two large walk-in closets. This home also has a formal living room which can be the future location of many wonderful family memories. The separate living room can easily be used as an office without having to use up one of the home's four bedrooms. Step out onto the screened-in back porch and take in the serene view of the large, open backyard ideal for entertaining or simply unwinding. The generous backyard also features a 12x16 shed for storage or hobbies. Additionally, the home is equipped with a whole house power pack and generator, providing seamless power continuity. Situated just moments from the renowned Hidden Creek Golf Course and a short drive to the sugar-white sands and emerald waters of the Gulf of Mexico, this home offers the ultimate in coastal living. Holley by the Sea Membership Perks: As a homeowner, you'll gain exclusive access to Holley by the Sea's multi-million dollar 45-acre recreational center, which features 8 tennis courts, pickleball courts, 3 swimming pools, a fantastic gym, sauna, basketball courts, a boat launch on East Bay, and so much more! Contact us or your agent today to schedule a private showing and secure your future in Hidden Creek.
You may be able to put down less than the total down payment amount of $247,827 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #646063
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.