7213 Trinity Pl, Tampa, FL 33610
3 beds · 2 baths · 1,992 sqft
Why settle for one when you can have two. This unique Tampa gem offers three beds, to baths, and two FULL kitchens, split into to separate dwellings under one roof. Perfect for multi-gen living, rental income or separate guest space. Listed at $400K with new appraisal to justify price. The potential for this home is endless. It offers the perfect blend of privacy, convenience, and modern living. Boasting energy-efficient solar panels, this home ensures a low electric bill year-round, making it both eco-friendly and cost-effective. You will love the approximate $12 electric bills. Enjoy year-round comfort with newer air conditioning, electrical panel, and a modern water heater, ensuring that every aspect of the home is up-to-date and functional. For those who love outdoor recreation, the property is ideally located just steps from a boat ramp, perfect for easy access to the 100-acre serene lake. Whether you enjoy boating, fishing, or simply relaxing by the water, this location offers it all. Location couldn’t be more ideal—across the street from the Hard Rock Casino with premium restaurants, MidFlorida Credit Union Amphitheatre, and shopping you’ll have access to world-class entertainment and dining just minutes from your door. The home is within easy walking distance to shopping, entertainment, and public transportation, making it perfect for those seeking convenience. Additionally, its proximity to I-4 and I-275 ensures that commuting is a breeze. This unique home offers the opportunity to live in a prime location with modern updates, ample space, and a variety of recreational options. Don’t miss your chance to own this remarkable property!
Source: STELLAR #TB8353895
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8353895
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.