VA loan
1 of 75
VA loan
$725,000 SIGNIN

Sign in to see required down payment for the 3.22% rate

721 SW 96th Ave, Pembroke Pines, FL 33025

4 beds · 3 baths · 2,030 sqft

STUNNING DREAM HOME IN TANGLEWOOD. NO HOA Saves you even MORE!- PRICE REDUCED $99,900! This Spectacular 4 bed, 2 1/2 Bath with Recent Upgrades Include New High Impact Hurricane Windows and Doors, New Roof, New Garage Door, AC Unit 1 year old, Freshly Painted, New Appliances, Refrigerator, Stove, Dishwasher, & Microwave. Entertain in style in the extra large patio that spans the entire length of the home-perfect for parties and gatherings of any size. Fully fenced back yard provides a secure space for children and pets. Oversized 2 car garage and the driveway accommodates up to 4 cars. Minutes from Pembroke Pines Mall and the exciting Hard Rock Casino, this Tanglewood gem offers the perfect balance of residential tranquility, shopping, dining, and entertainment. Contact ME TODAY!

Estimated
Seller's interest rate
3.22%
7%
Estimated
Monthly payment

$2,788
$3,647
You may also save up to $276,833 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,647 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
3.22%
Remaining term
26 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,788
Principal & interest
$1,773
Mortgage insurance
-
Property taxes
$356
Home insurance
$658
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,030 sqft
Lot size
7735.0 square feet
Year built
1984
Type
Single Family Residence
HOA dues
$0.00

Source: BEACHES #F10481366

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 11:13 am
Listing agent: Simone Griffin (561) 757-0012
Listing provided courtesy of: Charles Rutenberg Realty FTL (954) 396-3001
Details provided by BEACHES and may not match the public record.
MLS ID: #F10481366
All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2025 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The listing broker's offer of compensation is made to participants of BeachesMLS, where the listing is filed, as well as participants of MLSs participating in MLSAdvantage or a data share with BeachesMLS.
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