7209 Hummingbird Ln, New Port Richey, FL 34655
3 beds · 2 baths · 1,536 sqft
Welcome Home to Nature's Hideaway! Nestled in the heart of the highly desirable Trinity area, this home offers a unique blend of northern charm and Florida living. As you drive through the tranquil, family-oriented community, you’ll be greeted by its quaint vibe and warm character. The home’s curb appeal is undeniable, featuring a brick-accented exterior, a charming front patio, and a stunning arched window. Step inside and prepare to be wowed by cathedral ceilings, an abundance of natural light, and a cozy living room anchored by a wood-burning fireplace. The accent staircase leading to the upstairs balcony adds a touch of elegance, perfectly blending traditional design with contemporary flair. The eat-in kitchen, located at the back of the home, is a peaceful retreat with a cozy breakfast nook offering serene views of the water and conservation area. Enjoy your mornings watching wildlife while sipping your coffee. The kitchen also features a spacious pantry and direct access to the pool and lanai area, perfect for entertaining. The owner’s suite is conveniently located on the main floor and is a true sanctuary. Spacious and inviting, it offers double doors leading to the pool, ample closet space, and an en-suite bathroom with a tastefully designed barn door entrance, a stand-up shower, and stylish finishes. Upstairs, the charm continues with two generously sized guest bedrooms. The second bedroom boasts dual closets and direct access to the guest bathroom, while the third bedroom features corner windows that flood the space with natural light. The guest bathroom is a delightful retreat with a Spa-inspired design, a vibrant blue vanity, dual sinks, and a full tub/shower combo. Step outside to your private oasis, complete with a screened-in pool and lanai overlooking the peaceful conservation area. This space is perfect for relaxing or entertaining in your own slice of paradise. Roof: 2021 AC: 2019 Located in an "A"-rated school zone and minutes from SR-54, East Lake Road, ALT-19, and countless amenities including new shopping plazas, restaurants, gyms, golf courses, the YMCA, and more. Enjoy a short drive to Tarpon Springs, Clearwater Beach, or Tampa International Airport. This home is a must-see—schedule your private tour today and experience everything it has to offer!
Source: STELLAR #w7870483
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7870483
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7870483
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.