7204 Greenwater Cir, Castle Rock, CO 80108
5 beds · 3 baths · 3,651 sqft
This IMMACULATE 5 bedroom, 3 bath Ranch with open floor plan, lovingly upgraded and a true designers gem of a home, is MOVE IN READY! The newly painted main floor, new front door railing, and re-landscaped back yard are just a few touches the new owner has added in anticipation of YOU! This beautiful home is Multigenerational READY with the lower level of this home appointed with a ginormous 2nd family room, dining area, and a Kitchenette with Dishwasher and undercabinet refrigerator. Two additional bedrooms both with walk in closets and a 3rd bathroom, provide the perfect comfort for endless use! Oh wait, don't forget the finished room behind the Kitchenette ready for additional pantry space, an office, a home gym, a sewing room or maybe an art studio! ALL Living Spaces and most Bedrooms are equipped with Wall mounted plugins to keep those wires tucked behind the walls! The compact exterior of the home has been incredibly apppointed with a side patio oasis and includes a beautiful CalSpa Hot Tub. The huge patio offers endless ideas and is accessible from the Garage Service door. Need another Television (because we all do!), the patio is wired and ready! The opposite side of the yard is currently a shared space with the neighbor. This section can remain a shared space as the neighbor has beautifully landscaped this space. Or, add your own side fence to separate this space. There is also plenty of room to add a shed. The added gas line is connected to the included grill, and is ready for flipping those burgers the day you move in! The location of this home is an outdoor enthusiasts dream. Access to the Cherry Creek Trail runs adjacent to the Subdivision and offers the luxury of deciding whether to bicycle to Downtown Castle Rock or Downtown Denver! The wildlife that still peruse the open space throughout the subdivision, offers the perfect balance of nature while still being within close proximity to everything Castle Rock and Parker. A truly lovely home awaits YOU!!
Source: RECO #2922036
Interest rate and monthly payment estimated based on public records.
Source: RECO #2922036
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2922036
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