7200 Sunshine Skyway Ln S Apt 7e # 7E, Saint Petersburg, FL 33711
2 beds · 2 baths · 1,225 sqft
Get a free consultation call with an expert in the mortgage assumption process.
PRICE ADJUSTMENT! Welcome home to this beautiful, million dollar view of St Petersburg, and resort style coastal living. This 2BR/2B WATERFRONT residence offers a rare opportunity to own a MOVE-IN ready, meticulously maintained condominium near the highly sought after and world renowned St Pete's Beach destination. A well built, solid structure by the Army Corps of Engineers, this condominium boasts upgrades of over $30K alone, in solar treated double impact windows, including a ceiling to floor, wall to wall Sunroom offering the most impressive, legendary sunrise and sunset views, and tranquil moonlit evenings to unwind to. Pride in ownership is evident in additional improvements within the last 5 years which include: full guest and master bathroom renovations, Porcelain tile floors, all electrical socket and fixtures replaced, new electric water heater, Kitchen granite countertops and glass tiled backsplash, plantation shutters in both bedrooms, Custom brick wall and bluetooth/ remote controlled window shades in Sunroom. Sky Harbour's amenities provide an enticing array of resort-style amenities which include: a waterfront heated pool with outdoor changing areas, Tiki Huts, BBQ grills, a Fishing Pier with cleaning station ( will be replaced asap), a Kayak launch, an onsite Fitness center, Hobby workshop, Game room, Conference/Party Room, Kayak and bike storage, laundry room, storage space and trash chutes on each floor. Monthly fees include internet, basic cable, water, trash, and sewer services. Revel in an active coastal living with top rated world renown, breath-taking sandy beaches of St Pete's Beaches (Pass a Grill Beach, Upham Beach, Fort De Soto National Park and beach) Also nearby Merry Pier, Maximo Park & boat launch and many more attractions. For the adventurous types, enjoy the Dolphin Cruises, Speed Boat Adventures, Glass bottom fish feeding LED night tours and the Calypso Breeze Tropical Party Cruise to name a few. Only minutes away from the vibrant downtown scene featuring galleries, the largest collection of Salvador Dali paintings outside of Spain, quaint shops, charming boutiques, Mastry's Brewing Company and Sunday Market. Convenient to exquisite and unique cultural and dining experiences. Also in proximity are the St Petes/Clearwater and Tampa Int airports, the MLB Tampa Bay Rays and NFL Tampa Bay Buccaneers sports facilities and so much more... Schedule your showing today and come preview this lovely waterfront paradise with spectacular views and start enjoying the ultimate Gulf Coast Florida beach style living! SELLER offering $5000 credit at signing toward’s Buyers closing costs!
Source: STELLAR #U8252239
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #U8252239
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.