720 Georgetown Ln, Jonesboro, GA 30236
3 beds · 2 baths · 1,568 sqft sqft
Introducing your dream home! Completely renovated with top of the line finishes. The perfect blend of comfort and convenience. New flooring, and painting through-out your new home. Your private driveway leads you right into your garage. As you enter, you will be greeted with hardwood floors that lead you to your renovated kitchen and as you step into your chefs paradise you will notice your new stainless steel appliances, and plenty of cabinet space. Over looking the family room as you entertain your guests. Cozy up to your fireplace and you will notice the brand new deck , peeking over lush grass . Great for pet owners or if you just love coffee and fresh air. Walk -up stairs on the brand new , plush carpet and enjoy the oversized master bedroom , vaulted ceilings and brand-new light fixtures, complete with your private master bathroom and down the hallway , you will find large secondary bedrooms and your family laundry room that's conveniently placed. Your home is Only 13 minutes from Hartsfield-Jackson airport, and 18 minutes from downtown Atlanta.NO RENTAL RESTRICTIONS! Come see today.
Source: GAMLS #10377334
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10377334
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10377334
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.