7196 Campden Pl, Castle Pines, CO 80108
4 beds · 3 baths · 2,509 sqft sqft
This stunning home in highly sought after Castle Pines offers the perfect blend of comfort, luxury, and endless possibilities. Nestled on an expansive lot with no homes behind and backing to open space, this property is a true gem. Enjoy peace and privacy with only two direct neighbors. The spacious backyard is a true paradise featuring an incredible maintenance-free deck and a large patio, perfect for outdoor entertaining. The mature trees and landscaping provide excellent shade and privacy. With newer major systems including the furnace, air conditioner, windows, and roof, you won’t be wasting money on updating these components. Inside, the open floorplan invites you in, with a bright and airy kitchen flowing into the great room and kitchen nook, all with spectacular views of the backyard and open space. $8,000 concession included for updating the kitchen counters! The main floor boasts beautiful wood floors throughout the living areas, including a formal dining room that could also serve as a home office. The luxurious master suite, located on the main floor, is a true retreat, with oversized windows offering peaceful views and a stunningly remodeled master bath featuring a walk-in shower and gorgeous tile work. Upstairs, you'll find three spacious guest bedrooms—an unexpected treat at this price point—along with a second full bath. Additional updates include the beautiful main floor powder bath, the luxury LVP flooring in the master bedroom and new, taller base throughout the main floor. Looking for extra space? The unfinished basement with soaring 9’ ceilings offers endless possibilities, whether you envision a rec room, home theater, guest suite, gym, or private office. The 3 car garage provides space for both cars and toys! This home is just a two-minute walk to the HOA pool, playground, and tennis courts. It is also located across from award winning Buffalo Ridge Elementary, with easy access to the grass fields and playground.
Source: RECO #7838092
Interest rate and monthly payment estimated based on public records.
Source: RECO #7838092
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7838092
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