7195 Reymoor Dr, North Fort Myers, FL 33917
3 beds · 3 baths · 1,991 sqft
Get a free consultation call with an expert in the mortgage assumption process.
What a rare find in North Fort Myers! Recently remodeled, this DIRECT GULF ACCESS home offers an incredible opportunity for boaters, with the open water of the Caloosahatchee River just a few lots away from your dock. Garage enthusiasts take notice! This home offers room for an RV or car collection, with a garage that has a 16' ceiling, 7,000lb rotary lift, 60-gallon compressor tank, 200-amp service, mini-split AC system, bathroom, and storage shelving. At almost 2,000 sq ft under air, 7195 Reymoor Drive features 3 bedrooms with a den/flex space, 3 bathrooms, and luxurious finishes throughout. The gorgeous kitchen is an entertainer and chef's dream, offering white shaker cabinets, quartz countertops and island, stainless steel appliances, shelving, and tile accent wall. The primary bedroom is spacious and elegant, with a sitting area and en-suite bathroom with standalone tub and tile shower - truly an owner's retreat! Two guest bedrooms and a flex space/office round out the floor plan, with one of the guest bedrooms offering income-producing opportunities with a private entry and potential for a kitchenette to be added. Additional features include a newer roof (2023), luxury vinyl plank throughout, wide driveway with 30-amp RV hookup, fenced yard, newer A/C, water heater, and irrigation system, fresh landscaping, and so much more. Whether it's quick access to open water or space for all of your toys, 7195 Reymoor Dr has it all. Don't miss out, take a private tour today!
Source: FORTMYERS #225036655
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225036655
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.