719 Stansted Manor Dr, Pflugerville, TX 78660
4 beds · 2 baths · 2,424 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Tucked in a quiet neighborhood, but near so much, this single-story, 4-bedroom home has endless possibilities! This home is ready for you to move on in or offers a vision for your own personal touches. There is no shortage of bright, natural light from these windows and dining skylight. High ceilings in the family room, spacious primary bedroom with custom closet. The backyard is perfect for all your plans- entertain guests, plant a garden, play soccer or enjoy coffee or wine on the oversized and extended covered patio. Improvements to this home include: Roof in 2018, Replaced windows in 2019, extension of the back patio, primary bathroom shower remodel, custom hall and primary bedroom closet shelving and storage, HVAC unit in 2022, kitchen appliances, reverse osmosis water filtration at kitchen sink. Location wise, this can’t be beat! You are just minutes from Pflugerville Parks and Rec center, miles of hike and bike trails along the Gilleland creek, NE Metropolitan Park, Stonehill Shopping Center, Costco, TWO HEB’s and Typhoon Texas Waterpark! Other easily accessible locations are the airport, Tesla, Amazon, Apple and The Domain! Don’t miss your opportunity to own a home near the heart of Pflugerville!
Source: ACTRIS #8633112
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #8633112
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
