719 Marshall Pl, Berthoud, CO 80513
4 beds · 3 baths · 2,206 sqft
Low rate Assumable VA loan! Huge Price Reduction! Charming Home in the Heart of Berthoud - Nestled in the picturesque town of Berthoud, Colorado, this delightful 3 or easily could be 4 bedroom home at 719 Marshall Place offers the perfect blend of comfort, style, and convenience. Situated in a quiet, friendly, No HOA neighborhood, this property boasts an ideal location just minutes from downtown Berthoud and an easy drive to Loveland, Longmont, and even Boulder. With over 2200 square feet of well-designed living space, this home provides room to grow and entertain. This modern colonial style home has many features you won't find in today's cookie cutter homes. The modern kitchen is a chef's dream featuring stainless steel appliances, ample counter space, and slate tile floors, perfect for casual meals or gatherings with friends and family. Main floor primary has double outside doors and a adjoining 3/4 bath. Two bedrooms upstairs and a full bath & laundry. The basement is finished and offers a large tv/theater room with an office or non-conforming bedroom. Enjoy Colorado's beautiful weather on the large, fully-fenced backyard with a patio area ideal for barbecues, relaxation, and play. There's plenty of room for gardening or pets to roam. A two-car garage provides secure parking and additional storage space. Berthoud, known as "The Garden Spot of Colorado," offers a peaceful small-town atmosphere with close proximity to all the conveniences of city life. Residents enjoy a variety of local parks, trails, and excellent schools. Plus, easy access to I-25 ensures you're just a short drive away from shopping, dining, and recreation in nearby cities like Loveland and Fort Collins.Don't miss your chance to own a piece of Berthoud! Schedule a showing today and make 719 Marshall Pl your new home.
Source: RECO #IR1025801
Financials
Source: RECO #IR1025801
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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