7160 E GAMEBIRD WAY, San Tan Valley, AZ 85143
This popular energy efficient plan by Meritage homes features built in 2019 is located in the highly desirable community of Quail Run in San Tan Valley. Four bedrooms, two baths, extended length, over height 2 car garage, 1986sqft single level home w/a split floorplan & 9ft ceilings is located on a cul de sac street. This N/S facing home w/new paint at the entry & main living area is beautifully laid out for easy entertaining with a comfortable, cozy vibe to welcome you home with style & functionality. This gorgeous open concept kitchen with a plethora of spice 36'' upper cabinetry, tiled backsplash, gas oven, oversize breakfast bar island, pendant lighting, stainless steel Energy Star appliances, large walk-in pantry and reverse osmosis. The great room with an exquisite ceiling fan and dining area with coordinated lighting to the kitchen island accentuate the natural flow of the home with an abundance of natural light. Retreat to the tranquil owner's suite with an expansive walk-in closet, oversize luxury shower and executive height dual vanities. Each guest bedroom is spacious as well. The large secondary bath also features dual vanities. Other features include a water softener, RV gate, security door, ceiling fans, window blinds, wheat carpet with 7''x48'' wood-pattern vinyl plank flooring with upgraded trim. The smart home temperature control adds an extra layer of convenience and efficiency Relax and enjoy the grass backyard, covered patio and firepit, ideal for soaking in breathtaking views of the Superstition Mountains. Nestled with the view of the San Tan Mountains, walking paths throughout the community lead to parks with play areas, Ramada's and Barbecues. Explore Quail Run where rural urban living meets small town charm. Quail Run is located near shopping centers, major hospitals, dining, and entertainment with quick access to the US-60. Near Hunt Highway, easy access to Ellsworth Road and the Phoenix-Mesa Gateway Airport employment corridor. This home is conveniently located near schools, parks, and shopping centers, providing easy access to everything you need for a comfortable lifestyle. Some backyard photos are virtually enhanced. This lovely community is nestled with the view of the San Tan Mountains. Come explore where rural urban living meets small town charm.
You may be able to put down less than the total down payment amount of $198,494 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6684515
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.