716 Secretariat Dr, Boiling Springs, SC 29316
3 beds · - baths · sqft
Welcome home to 716 Secretariat Drive, a charming retreat nestled in the highly desirable Belmont neighborhood. This meticulously maintained 3-bedroom, 2.5-bathroom residence boasts numerous updates, including a new roof (2024) and a modern HVAC system & Furnace (2018), as well as Water Heater (2018) ensuring comfort and peace of mind. Freshly painted interiors and a recently stained back deck (2024) enhance its inviting appeal. The weatherized and heated unfinished basement features a dehumidifier and a convenient half bathroom, offering endless potential for customization and additional equity. With a separate one-car garage and a fantastic workshop space, this home caters to all your practical needs. Step inside to discover a thoughtfully designed floor plan where everything flows effortlessly on the main level. The open concept kitchen and great room serve as the heart of the home, featuring soaring vaulted ceilings and a cozy gas fireplace—perfect for relaxing after a long day. The chef’s kitchen comes equipped with all appliances, seamlessly connecting to the dining area and great room, making entertaining a delightful experience. For those who appreciate the outdoors, a covered porch and exposed deck provide ideal spaces for alfresco dining or simply unwinding in the serene, privacy-fenced backyard, complete with an extra parking pad leading to the basement garage. The split floor plan creates a private owner’s wing, complete with a luxurious full bathroom featuring dual vanities, a garden tub, a walk-in shower, and an expansive walk-in closet for ample storage. Guests will enjoy their own secluded space with two additional bedrooms and a full bathroom. A versatile flex room above the garage can serve as an additional bedroom, office, exercise area, or playroom, providing endless possibilities. Plus, the refrigerator, washer, and dryer are included, ensuring this home is truly move-in ready. Residents of the Belmont neighborhood enjoy access to a delightful community pool and common areas, while the charming surroundings provide a tranquil oasis. Conveniently located near Boiling Springs, you'll find a variety of shopping, dining, and recreational options, with easy access to I-26 and I-85. Schedule a showing today to experience the beauty and warmth of this exceptional home. You’ll want to bring a few rocking chairs for the front porch to savor all four seasons of Upstate SC living.
Source: GREENVILLESC #1539694
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1539694
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1539694
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.