716 Candlestick Pl, Pensacola, FL 32514
3 beds · 2 baths · 1,544 sqft
Welcome Home! Your all brick, three bedroom, two bath GEM, -nestled in the established Candlestick Woods neighborhood of Pensacola awaits! This very attractive & well-kept cul de sac home is perfect for families, first time homebuyers or empty nesters. 2022 ROOF! Featuring just under 1600 square feet of living space, your new home is thoughtfully designed for comfort and style, and perfect for entertaining inside & out! Inviting color pallets, accents and natural light throughout. At the heart of your home is a cozy living room with cathedral ceilings, where a flickering wood burning fireplace awaits! The breakfast nook is perfect for enjoying a cup of coffee and a good book. The kitchen features a double sink, island with bar top seating and PLENTY of wood cabinetry. Tucked away is a generously sized master suite, -a perfect sanctuary after a long day. The secondary bedrooms are abundant in size and have ample closet space. Step outside into your very own backyard, perfect for entertaining or watching the kiddos play! Mature trees and a blank canvas with plenty of room for a fresh garden! Located a stone’s throw from the booming Nine Mile Rd. corridor. Top rated schools, University of West Florida, ballparks, shopping, stunning sugar white beaches and NAS Pensacola all within easy reach! Schedule your private tour and experience the comfort and charm yourself!
Source: PENSACOLA #661392
All values shown are estimated costs / mo.
Source: Public records
Source: PENSACOLA #661392
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.