71563 Sunflower Dr, Twentynine Palms, CA 92277
4 beds · 2 baths · 1,314 sqft
Looking for a rare 4-bedroom, 2-bathroom home in Twentynine Palms? You’ve found it! Located in a highly desirable Front Porch Community, this home offers over 1,314 square feet of thoughtfully updated living space, giving everyone plenty of room to spread out and relax. From the fresh, modern updates to the subtle design touches, this home strikes the perfect balance of comfort and style. As you step inside, you’ll be greeted by a bright, open-concept living area, ideal for both living and entertaining. The beautifully updated tiled fireplace serves as a stunning focal point, while the remodeled kitchen brings a fresh and inviting vibe to the space. Featuring new, modern appliances, a stylish tile backsplash, and an expansive dining bar perfect for hosting, the kitchen also boasts two full pantries for extra storage, as well as floating shelves that add an open and airy feel. Easy access to the backyard is just through the frosted glass French doors, which bring in abundant natural light and a seamless indoor/outdoor connection. Your primary bedroom is a true retreat, complete with a renovated en-suite bathroom and a spacious walk-in closet. The three additional generously-sized bedrooms offer flexibility for guests or a home office. Plus, with your laundry conveniently located inside the home and equipped with an O2Waterworks Ozone Laundry System, you’ll have everything you need at your fingertips. The garage is more than just a place to park—it's an ideal work or play space, complete with a new mini-split system, TV, and built-in shelving for additional storage. Throughout the home, you'll find updated ceiling fans, lighting, and a brand-new HVAC system installed in 2022 for year-round comfort. Not to mention, a fully paid off SOLAR system! Step outside to the front porch, where you can unwind and enjoy the stunning desert views. The fully-fenced backyard provides breathtaking vistas that are beautifully complemented by a mural painted by local artist David C. Greene, adding an extra layer of artistic charm to this already special home. Situated in a peaceful, friendly neighborhood, this home is just minutes from the USMC military base, and Joshua Tree National Park! With its updated features, spacious layout, and prime location, this home truly embodies the best of desert living. Don’t miss the chance to make it yours!
Source: CRMLS #JT25064153
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #JT25064153
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.