715 Mockingbird St, Brighton, CO 80601
3 beds · 2 baths · 1,440 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 715 Mockingbird St, a charming 3-bedroom, 2-bathroom townhome situated on a desirable corner lot in the Platte River Ranch neighborhood. This townhome offers a perfect blend of modern updates and everyday convenience, making it an excellent choice for any homebuyer. Step inside to find a spacious open-concept layout on the main floor, featuring a bright and inviting living area that seamlessly flows into the kitchen and dining space. The kitchen offers ample cabinetry and counter space, a perfect first floor for entertaining. Plenty of windows letting in natural light, creating a warm and welcoming atmosphere throughout. Upstairs, you’ll find all three generously sized bedrooms, including a primary suite with an en-suite bath and two additional bedrooms, perfect for guests or a home office. The second full bath provides added convenience for daily living. Recent upgrades include new vinyl plank flooring and baseboards upstairs, along with newer windows main level (2021). Additional features include central A/C, a newer roof (2021), and a water heater (2021), ensuring peace of mind for years to come. The corner lot offers extra outdoor space, with side pavers and an area for future gardening, perfect for those who enjoy spending time outdoors. Steps from Ken Mitchell Park, this townhome offers easy access to a scenic lake, fishing pier, and boardwalk, perfect for outdoor enthusiasts. Enjoy walking and biking trails, peaceful water views, and recreational amenities like a basketball court and playground. The park’s paved pathways connect to green spaces, creating a vibrant outdoor lifestyle. Whether you love fishing, jogging, or simply relaxing by the water, this prime location in Platte River Ranch enhances the charm and convenience of this beautiful home. Easy highway access, proximity to schools, and nearby shopping and dining, this townhome is a fantastic opportunity in an established community. Schedule your showing today!
Source: RECO #1995330
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #1995330
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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