714 Abbott Rdg, Saint Hedwig, TX 78152
3 beds · 3 baths · sqft
Welcome to 714 Abbott Ridge, a beautifully maintained gem located in the serene community of Saint Hedwig. This stunning 3-bedroom, 2.5-bathroom home combines modern comfort with tranquil outdoor living. From the moment you step inside, you'll be captivated by the bright, inviting interior that exudes charm and functionality. The open-concept design features a spacious living area that flows seamlessly into a modern kitchen, with granite countertops, ample cabinetry, and high-end appliances-perfect for hosting family gatherings or casual meals. A dedicated dining area adds an extra touch of elegance for formal occasions. The primary suite serves as a peaceful retreat, boasting a luxurious en-suite bathroom with dual sinks, a soaking tub, and a separate shower. Two additional bedrooms provide plenty of space for family, guests, or a home office, while the 2.5 bathrooms ensure convenience for all. Step outside and discover the true highlight of this property: a sprawling yard that offers endless possibilities. Whether you envision gardening, playing with the kids, or entertaining, this outdoor space accommodates it all. At the heart of the backyard lies a sparkling KEITH ZARS POOL, ideal for cooling off during warm Texas summers or relaxing poolside with friends and family. Store all your pool and yard supplies in the adjacent pool house/storage shed with rolling door and a large covered patio. Situated in a quiet, family-friendly neighborhood, this home offers the perfect balance of rural charm and modern amenities, with easy access to shopping, dining, and major highways. Don't miss this incredible opportunity to own a slice of paradise at 714 Abbott Ridge. Schedule your private showing today! Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Source: SABOR #1830075
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1830075
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1830075
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.