7136 Colony Pointe Dr, Riverview, FL 33578
3 beds · 2 baths · 1,796 sqft
Welcome to the Stunning Lake St. Charles Community in Riverview! This exceptional home, situated on a spacious .26-acre corner lot, offers the perfect blend of comfort, functionality, and endless potential. Featuring 3 bedrooms, 2 full bathrooms, and a generous 2-car garage, this property is ready to meet all your needs. Lake St. Charles isn’t just a neighborhood—it’s a lifestyle destination! The park-like, master-planned community centers around a 70-acre lake with fishing docks and a canoe launch. Residents enjoy access to a clubhouse, fitness center, resort-style pool, tennis and basketball courts, playgrounds, and more, creating an unparalleled living experience. Step inside to a bright and airy interior, where the open-concept split floor plan offers a seamless flow for modern living. The grand foyer greets you with soaring ceilings and elegant built-in features, hinting at the charm and sophistication that define this home. The kitchen, a true chef’s delight, showcases granite countertops, ample cabinet space, stainless steel appliances, and a cozy breakfast nook. It opens to the spacious great room, where oversized sliding glass doors lead you to the backyard retreat. A formal dining room provides a flexible space to accommodate family gatherings or other needs. Privacy is assured with the split-bedroom layout, and each room is equipped with a ceiling fan for added comfort. The primary suite is a luxurious retreat, featuring a walk-in closet and spa-inspired ensuite with a dual-sink vanity, walk-in shower, and a soaking tub. The highlight of this home is the massive, fully fenced backyard, offering a blank canvas to design your dream outdoor oasis. Whether you envision a sparkling pool, lush garden, or outdoor entertaining space, this yard can accommodate it all. The covered, screened-in porch is already in place, perfect for enjoying Florida’s beautiful mornings or relaxing evenings. A NEW water heater was installed in 2025- you won't have to worry about not having hot water. Conveniently located near excellent shopping and dining, this home is just a 14-mile commute to downtown Tampa, making it the ideal balance of suburban tranquility and city accessibility. Don’t miss your chance to own this remarkable home in one of Riverview’s most sought-after communities! Schedule your tour today and start living the Lake St. Charles lifestyle. Tour the home virtually with this link: my.matterport.com/show/?m=JR9EbPj7oKf&mls=1
Source: STELLAR #TB8340243
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8340243
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.