7113 Wind Chime Dr, Fort Worth, TX 76133
3 beds · 2 baths · 2,440 sqft
Step into a world where charm meets modern convenience in this stunning home, designed to cater to both entertaining and comfortable living. As you cross the threshold, the space expands before your eyes, revealing a sophisticated formal dining room that seamlessly flows into a chef’s dream kitchen. Here, granite countertops, sleek stainless steel appliances, and ample preparation spaces await your culinary exploits. A charming eat-in area, bathed in natural light from elegant bay windows, offers a serene spot for morning coffees. Adjacent to the kitchen, the traditional living room invites relaxation with its majestic exposed beams and a cozy wood-burning fireplace, creating the perfect ambiance for quiet evenings or lively gatherings. This wing of the home also houses two generously sized bedrooms with a shared full bathroom, ensuring comfort for family and guests alike. The owner's suite is a true retreat, featuring expansive dual-vanity bathrooms, walk-in closets, and a luxurious soaking tub paired with a separate shower—every detail crafted for pampering. Further enhancing its appeal, the home includes a secondary family room complete with a built-in bar, ideal for hosting and unwinding, alongside a versatile flex room with exposed beams that can serve as a home office or playroom. Outdoor living is equally impressive with a vast driveway, a carport, and a double garage that can accommodate over seven vehicles, secured by an electric gate. The sprawling yard, ready for your swing set or garden, offers a private oasis for pets to roam and children to play. This home isn’t just a place to live—it's a space to fall in love with. Come, envision your new beginning here.
Source: NTREIS #20746553
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20746553
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20746553
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.