7103 W Turnstone Dr, Florence, AZ 85132
2 beds · 3 baths · sqft
Nestled in the vibrant active adult community of Anthem at Merrill Ranch, this beautifully upgraded home is a true gem. Featuring a 3 car garage and a charming front courtyard, it invites you to relax and enjoy the serene ambiance. Inside, discover a thoughtfully designed layout with 2 bedrooms, an office, 2.5 bathrooms, and a spacious great room. Elegant upgrades include shutters, sleek tile flooring, and neutral wall tones. The office is complete with double doors and a chandelier. A separate living area with a sliding door to the front courtyard adds versatility and charm. The bright and airy kitchen is a chef's dream, boasting granite countertops, double wall ovens, a built-in gas cooktop, a stylish tile backsplash, white staggered cabinetry, and an island with a break -fast bar. The serene primary suite features a lavish ensuite with dual granite vanities, a walk-in tile shower, and a spacious walk-in closet. The second bedroom is equally impressive, complete with a private ensuite and walk-in closet. Step into the backyard, where a covered patio with a ceiling fan overlooks meticulously designed desert landscapingperfect for relaxing or entertaining. Additional features include garage cabinets, epoxy floors, an R/O system and a water softener! This home truly captures the essence of comfort and style in an exceptional community. Sun City Anthem at Merrill Ranch is an amenity-rich community with a plethora of activities to keep you entertained. From resort-style pools and spas to a workout facility this community has it all! Pickleball, horseshoe, Bocce ball, putting greens, an INDOOR walking track, and classrooms to learn new things! Whether you are looking for a full-time AZ residence or a winter getaway this community is perfect!
Source: ARMLS #6792856
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6792856
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6792856
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