Limited time: Pay only $1,000 to assume a low rate mortgage when you sign a purchase contract between 12/11/24 and 1/10/25 *
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710 Woodbridge Dr, Woodstock, GA 30188

4 beds · 3 baths · 3,314 sqft

Welcome to your dream home priced well below neighborhood comps! This stunning 2-story residence is nestled in one of the most sought-after neighborhoods, offering both modern charm and convenience. Situated on a spacious corner lot, this property provides a perfect blend of style and functionality, ideal for modern living. As you step inside, you’ll be greeted by a flowing open floor plan that seamlessly connects the main living areas with high ceilings, custom crown molding, and hardwood floors throughout the main living space. The bright and airy ambiance is perfect for both daily living and entertaining. Enjoy family meals and special gatherings in the generously sized dining room, which features ample space and natural light. A dedicated office space offers the ideal setting for work-from-home arrangements or a quiet study area. The open-concept living room, eat-in kitchen dining space, and large kitchen are perfect for busy families and entertaining. The fireplace will keep you warm and is easily viewed throughout the space. In the kitchen, you'll find a large island, modern appliances, stunning wood stained cabinetry, tile backsplash, granite countertops with plenty of counter space, a pantry, and a convenient layout that makes cooking and meal prep a pleasure. Adjacent to the kitchen, the functional mudroom provides ample storage and easy access to the rest of the home and garage. Just off the kitchen is a bonus space that can serve many purposes from a game room, media room, playroom, or even a guest space. There is also an area ideal for use as a computer room or workspace. The large versatile loft area can also serve as a playroom, media room, or additional living space, catering to your family’s needs. The expansive primary suite is your personal retreat, featuring a spacious bedroom, tray ceiling, large walk-in closet, and a beautifully appointed en-suite bathroom which includes a double vanity and soaking tub. On the upstairs level, you will also find a spacious laundry, a large hall bath with access to the hallway and one bedroom, and three generously sized bedrooms with ample-sized closets. Step outside to the charming screened porch, where you can enjoy outdoor living year-round, whether relaxing, entertaining, or simply taking in the serene surroundings. This home is ideally located near top-rated schools, making it perfect for families. Additionally, you’re just minutes away from downtown Woodstock, offering a variety of parks, shopping, dining, and entertainment options. Don’t miss the opportunity to make this exceptional property your new home. Schedule a tour today and experience the perfect blend of comfort, style, and convenience!

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

30-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
Details
Home
Lot size
0.17 acres
Year built
2017
Type
Single Family Residence

Source: FMLS #7452141

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Nov 20, 2024 07:16 pm
Listing agent: Pamela Greiner
Listing provided courtesy of: The Beeman Group, LLC (404) 775-3995
Details provided by FMLS and may not match the public record.
MLS ID: #7452141
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2024 FMLS.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.