710 Melanie Ct, Canton, GA 30115
3 beds · 3 baths · 2,260 sqft
Welcome to this charming, beautifully maintained residence, right off the Cul-Du-Sac of a serene quiet neighborhood in one of the best Cherokee County School districts. With NO HOA and over 1 acre of level land this is a very attractive opportunity. This 3 bedroom, 2 1/2 bathroom home has been modified with real Hardwood floors throughout the entire home, with the exception of a designed ceramic tiled foyer and kitchen. The Primary Bedroom-Suite, boasts walk in closet, frameless standing shower, soaking tub and granite top double basin vanity. Home comes with a recently installed PURONICS water filtration system all through the house. With a huge family room w/ working fireplace, a separate large dining room and a wide eat in kitchen, family and guests have plenty of room to socialize. Either through the kitchen or great room you will have access to the elongated patio deck, where you can enjoy coffee, drinks or meals, while relaxing and gazing out at your spacious private back yard. New patio stairs and lower deck allow you to entertain, barbeque or just enjoy your home with friends. The additional bonus/office room, which was just finished in the basement and the generously big outdoor work-shed with loft, electricity and running water, gives a lot of added useful footage to the home. Being that there is a 3 Car Garage, owners have recently moved the main level laundry, which was situated in the kitchen hall pantry to the basement for added convenience. But it can be reversed as connections are in both places. New roof, water heater, disappearing attic stairs, electrical panel, Gfci's, interior and exterior paint, and dishwasher are some of the current improvements and cost saving items recently added. Don't forget the great school district.
Source: FMLS #7533727
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7533727
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.