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$398,000 $SIGNI

Sign in to see required down payment for the 2.87% rate

71 Tupelo Dr, Dallas, GA 30132

5 beds · 3 baths · 2,835 sqft

Welcome to this stunning 5-bedroom, 3-bathroom house nestled in a quiet cul de sac. This home offers a perfect blend of elegance and functionality, ideal for modern living. As you step inside, you'll be greeted by a spacious and open floor plan. The main level boasts a bedroom with a walk-in closet and a full bath, providing convenience and privacy for guests or multigenerational living. The heart of the home is the beautiful kitchen, featuring ample storage space and a walk-in closet, ensuring that all your culinary needs are met. Upstairs, you'll find an oversized owner's suite, complete with a luxurious bathroom featuring a tub and an oversized shower. This private retreat is a haven of relaxation and tranquility. Additionally, there is a secondary bedroom with a walk-in closet, perfect for accommodating your growing family or offering extra space for guests. The loft area on the second level is versatile and can be transformed into a home office or a playroom, catering to your specific needs. Convenience is key, and this home offers a laundry room on the second level, making chores a breeze. Finally, a large unfinished basement provides endless possibilities for customization and expansion, allowing you to create the space of your dreams. Don't miss the opportunity to make this house your home. Schedule a viewing today and experience the unparalleled comfort and potential it has to offer. Some pictures are virtually staged.

Estimated
Seller's interest rate
2.87%
7%
Estimated
Principal & interest
$1,514/mo.
$2,332
You may also save up to $260,174 in total interest paid.

Financials

Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,514 monthly payment

Financed
$SIGNIN
Location
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Details
Home
Size
2,835 sqft
Lot size
0.36 acres
Year built
2021
Type
Single Family Residence
HOA dues
$1,000.00

Source: FMLS #7503946

Loan
Remaining term
26 yrs and 6 mos
Loan type
FHA
Rate
2.87%
Monthly P&I
$1,514
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 01, 2025 05:47 pm
Listing agent: Temeka Walker
Listing provided courtesy of: Keller Williams Realty Cityside (770) 874-6200
Details provided by FMLS and may not match the public record.
MLS ID: #7503946
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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